Loan up to RM350K with a simple documents
Flexible repayment period from 1 – 36 months*
In order to ensure all of our client to have a smooth and happy application process. Please reply our call or message.
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Why Us?
CONFIRM NO HIDDEN COST
We won't charge our clients with deposit or processing fee for any loan application.
FLEXIBLE REPAYMENT TENURE
Speak to our friendly consultant for repayment plan, it can be up to 5 years.
HIGHER LOAN LIMITS (from RM1,000 to RM350k)
Our scheme are designed to meet your needs and match you with the financial situation, interest rates as low as 4% per month and the repayment period are flexible.
NO GUARANTOR (100% trust)
We trust you that you will pay the money back without guarantor.
RAPID & EASY APPROVAL (within 24 hours)
Our loan can be disbursed to you by cash term if you can meet our minimum requirement.
Get Cash within 24 hours
We will credit to loan to your bank account upon the application is approve within 24 hours
SRI Jaya Credit as a reliable licensed money lender in Malaysia, we focus on build strong relationships with our customers and our service is always personalized to best meet the needs of borrowers.
We always maintain a high level of integrity in which information and personal details of all our customers is kept in strict confidentiality. Therefore, you, the customer, can be assured that your information will not be disclosed to any third party. Your trust is very important to us!
TYPES OF LOANS
Business Loan
Are you a business owner? We provide high business loan amount with 3.5% – 10% rate only. The best part is REPAYMENT PROGRAMME UP TO 36 Months
Personal Loan
Looking for financial aid for heavy expenses? No matter what is the loan purpose, be it a vacation spends, house renovation or medical expenses, we offer the best personal loan.
We know your needs and offer you a customized package to ease your burden. Whether it is for emergencies personal use or to pay bills/ monthly car installment/home renovation or to start a business, we are here to help. If you are a Malaysian seeking loan, we are also your reliable source to get quick cash loan.
If you or your family members or company are facing any kind of financial stress or problem, we are definitely the one-stop solution to your financial freedom.
Eligibility
- Individuals aged 21 to 58 years old*
- Malaysian citizen
- Minimum monthly gross income of RM2,500
- In employment for more than 6 consecutive months
- For self-employed, business to be active for more than 6 months
*Maximum 60 years old upon maturity of loan tenure.
Fees & Charges
- No Fee will be incurred, e.g. processing fee, stamping fee, lawyer fee & so on.
- Late payment Charges: Yes
- Early settlement fees: Discount will be given
Document Requirement
- SSM at least valid for 6 months
- Business Bank statement x 3months
- 1x Copy of IC
- Malaysia Citizen
- Payslip x 3months
- Bank Statement x 3months
- 1x copy of IC
- Malaysia Citizen
Payment Terms
Minimum duration of payment: 3 months.
Maximum repayment period: 36 months.
*Payment period is negotiable.
Max. Annual Percentage Rate (APR) is4 – 15%
For more information on the current rate please contact us.
There are no hidden costs or fees.
Repayment Chart
| Total Loan (RM) | 6 Months | 12 Months | 24 Months | 36 Months | 48 Months | 60 Months | |
|---|---|---|---|---|---|---|---|
|
1000
|
181.66
|
98.33
|
56.66
|
42.77
|
35.83
|
31.66
|
|
|
2000
|
363.33
|
196.66
|
113.33
|
85.55
|
71.66
|
63.33
|
|
|
3000
|
545.00
|
295.00
|
170.00
|
128.33
|
107.50
|
95.00
|
|
|
4000
|
726.66
|
393.33
|
226.66
|
171.11
|
143.33
|
126.66
|
|
|
5000
|
908.33
|
491.66
|
283.33
|
213.88
|
179.16
|
158.33
|
|
|
10000
|
1816.60
|
983.30
|
566.60
|
427.70
|
358.30
|
316.60
|
|
|
20000
|
3633.30
|
1966.60
|
1133.30
|
855.50
|
716.60
|
633.30
|